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Title:The Credit Scoring Site
Description:Who, what, when, where, why and how of credit scores.
Keywords:credit score
The Credit Scoring Site
Home page,
The Credit Scoring Site
A bleak account
Who, what, when, where, why and how of credit scores.
HOME | Myth | About | email | @creditscoring | Sitemap
No clarification by Newsday on credit scores and employers
6 years ago, a media organization published Myth 2 (the false notion that employers use credit scores). What happened next. #1506l 6/19/15
Credit score #myth4: Comcast - Reporters with internet
What's so special about a 25 percent (or 30 percent) so-called credit utilization ratio, VantageScore? #1506e 6/15/15
#Myth4: Chicago Tribune and Consumer Federation of America
What's so special about a 25 percent so-called credit utilization ratio? Or: I know you are, but what am I? #1506a 6/6/15
CFP Board furthers employers credit score myth
K Street trade association repeats Credit Score #Myth2; mails letter to operator of Confusion.
Is a credit report required to buy a house? #myth14
Fannie Mae, FHA (HUD) and OCC (Treasury) documents indicate non-traditional mortgage credit reports are acceptable.
Federal Reserve Bank of Cleveland makes a correction
List of links to a record of websites of the banks of the 12 Federal Reserve Districts, including #sysadmin15 4/28/15
Credit score Myth 12: An 850 in mortgage lending
The highest credit score in mortgage lending is not 850, so striving for that number is a fool's errand. #myth12 4/24/15
State of Maine's response about credit scores and inquiries
Bureau of Consumer Credit Protection responds to enqiry about credit report inquiries and whether no corresponding credit extension affects credit scores #1504M #DotGov 4/16/15
Easy Wikipedia edits you can make, 2015
Go to Wikipedia now and make these simple edits. You could leave it as it is, but being bold has never been easier! #EasyEdit 3/13/15
Federal Reserve Bank of St. Louis credit score video review
Interaction with a central bank. A look inside the regional bank of the Eighth Federal Reserve District in the U.S.
The Christian Science Monitor and two credit score utilization ratio experts
#Myth4: Alive, well, and bicoastal, in Massachusetts, Florida and certainly, California
Inquiries effect on credit scores, state of Maine #n523
Message to Bureau of Consumer Credit Protection superintendent #DotGov
Credit score utilization ratio, state of Nevada #n536
#HelloNevada! HelloIllinois! Let us in on the secret to the credit utilization ratio. #DotGov
Credit score gibberish, state of New York #n511b
#HelloNewYork! Revamp for the Department of Financial Services. Copy-and-paste. Easy-breezy. #DotGov
Myth 10: The national average credit score
With multiple credit bureaus and credit score models, everybody has their own idea. So let's ask them. #myth10 3/30/15
Interdepartmental communication, New Hampshire #n509
#HelloNewHampshire! Here is a message from the governor's press secretary. #DotGov
Credit score mystery: The magic words and the magic number
Words: I'm with the media, and I'm on deadline! Number: 687. #n512. 3/27/15
n539 - Bank name on state of North Dakota website disappears
Information changes following writer's contact with governor's office and Bremer Bank. 3/26/15
The efficacy of telephone calls with the Associated Press
Put it in writing. Get it in writing. Telephone calls were a waste of time. 3/20/15. More
Credit score averages stated by credit bureaus
U.S. national average credit scores based on different score versions. 2/11/15.
Credit scores summary, 2014
Substantiated and documented essential information about credit scores, in general. An at-a-glance alternative to Wikipedia.
Credit score myths
Some real lulus. Myths, urban legends, misinformation and other falsity and nonsense about credit scores. Evidence and debunking. A growing list. (Also: See the directory)
Employment credit reports do not include credit scores
Essential information about #Myth2. Still a problem 7 years later. 2008 (updated 2014).
Credit score distribution and practical ranges statistics
Industry illustrates FICO credit score breakdown and useable ranges of the distribution
FOUL: FICO (Fair Isaac) false figure
The big credit score company, itself, joins the uninformed, and throws around the 30 percent misinformation. 4/15/15
What is a credit score?
Definitions of the term credit score
(Also, on - PART TWO)
The FCRA, and despicable, un-American liars
A message to and request for response from a state in the United States of America #n511
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