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Title:Budgets Are Sexy | Where Personal Finance Nerds are Cool
Description:A money blog trying to spice things up a bit! We rock out budget planning, retirement, credit cards, 401k, templates & becoming a millionaire.
Keywords:money blog, personal finance, retirement, credit cards, 401k, templates, budget planning, millionaire, budget spreadsheet
Budgets Are Sexy | Where Personal Finance Nerds are Cool
"A personal finance blog that won't put you to sleep." - Benjamin Franklin
Free Budget Templates
Challenge Everything!
Net Worth
Best apps tools
Millionaire Club
60+ Side Hustles
Early Retirement Plan
Rockstar Finance
WELCOME TO MY MONEY BLOG! If you like talking about saving, early retirement, getting out of debt, hustling, and my personal favorite - growing your net worth (I share mine here monthly), you will probably like this site. If you think money is lame, you probably won't. XOXO, J. Money
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Declining a Million Dollar Deal, and My Upcoming Sabbatical (You Won #8217;t Want to Miss This One ;))
November 7, 2016
I don #8217;t know what #8217;s going to happen after I publish this (you really aren #8217;t supposed to say what I #8217;m about to say out loud!) but I #8217;ve always kept things as real as possible with you guys, and I #8217;m not about to change that now :) So hopefully this comes out okay and we #8217;re still a big happy family in the end! ********* On August 8th, [ hellip;]
[Check out the full article]
Net Worth Update: $502,883.49 (-$10,000)
November 4, 2016
Another month, another net worth report! This marks the 106th month straight* of tracking all this, so in honor of this memorial occasion I thought I #8217;d list out 106 reasons you need to be tracking it too :) Ready for some fun???? (*Nifty fact: 106 months = 8.33 years, or almost 1/4 of my entire life!) Okay okay, we #8217;ll only list out 9 for now, [ hellip;]
[Check out the full article]
Self Lender Review: A Way to Build Credit Through Saving?
November 2, 2016
What up, what up! Have an interesting one for you today #8211; let me know if you #8217;ve ever heard of such a thing :) (And you probably have, because apparently I #8217;m the last financial blogger to write about them!) The topic/company in the spotlight today is Self Lender who has a product called the #8220;credit builder account. #8221; It #8217;s designed to help you build credit while [ hellip;]
[Check out the full article]
The Little Trampoline Inside All of Us
October 31, 2016
You know what #8217;s funny? Our political candidates. You know what #8217;s funny in a GOOD way? Bill Murray :) (20 mins before show time at The Kennedy Center) I had a chance to watch him be honored at this year #8217;s annual Mark Twain Prize for American Humor sponsored by Capital One (thanks for the tix, guys!), and with all the guest comedians that showed up I [ hellip;]
[Check out the full article]
We Bought a Hotel Room (and Now We Live In It!)
October 28, 2016
[I am sooo excited to share this with y #8217;all today!! I recently found out that Amnesty from not only lives in a hotel, but also OWNS the room herself (!!), and has graciously agreed to share the details with us #8230; Thank you, Amnesty! Finally a home I #8217;d be willing to buy! ;)] Yup,聽you read that聽correctly #8211; we own a hotel room. About six months [ hellip;]
[Check out the full article]
Some Pretty Explosive $$$ Stats!
October 26, 2016
I #8217;ve been saving up a bunch of stats that PR companies send me, and after seeing a whopper of one today I decided it was the day to unleash them :) Check #8217;em out and see where you fall, and then we #8217;ll recap the takeaways at the end.. Ready. Set. Hide your coffee! #8220;The typical consumer will pay $279,002 over their lifetime in interest payments. #8221; [ hellip;]
[Check out the full article]
Qoins: A #8220;Rounding Up #8221; App That Pays off DEBT!!
October 24, 2016
Guys!! I found the third app to complete the Financial Trifecta!!! We already have a killer one for helping us *save* our money (Digit), and then of course another great one that helps us *invest* our money (Acorns), but now #8211; FINALLY #8211; we have one that will help us do the one major problem most of us have: PAYING OFF OUR DEBTS! It #8217;s called [ hellip;]
[Check out the full article]
Oh, The Judging!
October 21, 2016
My wife: #8220;Honey #8211; I got hit on today!! #8221; Me: #8220;Umm #8230;. congrats? #8221; Wife: #8220;That never happens anymore! He was upset that I rented, but he was definitely hitting on me. #8221; *** At this point I start paying attention more ;) *** Me: #8220;How do you go from #8220;hitting on me #8221; to #8220;renting? #8221; #8221; #8211; I cautiously asked. Her: #8220;Oh, I was at this expo hall during [ hellip;]
[Check out the full article]
How to Lose a Million Dollars
October 19, 2016
[Today #8217;s post is by a new blogger on the scene,, who #8217;s currently planning an early retirement by his mid-forties. He doesn #8217;t have everything neatly planned out for his life #8220;after the cube #8221; yet, but he #8217;s definitely had to learn a few things to get here. And today he shares some of these things, along with the hefty price tag he paid to acquire them [ hellip;]
[Check out the full article]
It #8217;s National Spreadsheet Day!
October 17, 2016
Goooood morning sexy budgeters! Just when you thought it couldn #8217;t get any better, National Spreadsheet Day arrives :) A day to finally rejoice around something important! Haha #8230; According to A holiday sure to appeal to some people more than others, Spreadsheet Day commemorates the date that VisiCalc, the first spreadsheet program for personal computers, was released 鈥 October 17th, 1979. Since its beginnings, Spreadsheet [ hellip;]
[Check out the full article]
19 Ways to Be Better Today Than Yesterday
October 14, 2016
Okay, so today was supposed to be a post about hustling and earning more money, and then it changed when I offered up my seats to an older couple 15 minutes ago (I #8217;m at Starbucks) and they started reading an email they got out loud. Which said, in a nutshell, someone very close to them just passed away suddenly and now it #8217;s time to start [ hellip;]
[Check out the full article]
Some Tricks That Help Me Be Better at Life
October 12, 2016
In college I used to do this thing where I #8217;d treat myself to a new t-shirt anytime I #8217;d take a test. It didn #8217;t matter if I did well on the test or not (as long as I fully completed it, the perk was activated!), but as crazy as it sounds, it actually did wonders to my psyche! Not that I wasn #8217;t going to take the [ hellip;]
[Check out the full article]
The First $100,000 Is The Hardest
October 10, 2016
You know what #8217;s hard? Making your first million dollars. [Dayuuuuuum!!!] For us normal people, though, I say making your first $100,000 is the ultimate achievement. You can #8217;t make it to a million or a billion without first hitting $100,000, but even more than that #8211; it requires a complete overhaul of both your money and your mindset. You literally go from knowing jack crap to [ hellip;]
[Check out the full article]
Why Women Should Always Have Their Own Stash
October 7, 2016
[Happy Friday y #8217;all! Got a guest article today from my girl Pauline of and who #8217;s super passionate about ALL women having their own money regardless of relationship status. I agree 100%, but probably more appropriate coming from another woman vs a dude :) So take it away, Pauline!] First came love, then came the money talk. My money and his money would never [ hellip;]
[Check out the full article]
larr; Older Posts

liServices I Love/Use Myself - For banking: USAA
- For insurance: USAA
- For investing: Vanguard
- For investing automatically: Acorns
- For saving money automatically: Digit
- For getting your money *back*: Paribus
- For cheap cell plans: Republic Wireless
- For budgeting: You Need A Budget (YNAB)
- For tracking money/worth: Personal Capital
- My favorite books on personal finance!
- All other products I love: List
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Disclaimer I, J. Money, only claim the thoughts from my head. I am not a banker, CPA, money manager or anything else of that sort. Please seek a professional for any "real" advice. More info: privacy disclosure page

Copyright copy; 2008-2016 Budgets Are Sexy / All Rights Reserved.Lovingly written and designed by J. Money / Template pimped with Thesis!

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