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Title:Budgets Are Sexy | Where Personal Finance Nerds are Cool
Description:A money blog trying to spice things up a bit! We rock out budget planning, retirement, credit cards, 401k, templates & becoming a millionaire.
Keywords:money blog, personal finance, retirement, credit cards, 401k, templates, budget planning, millionaire, budget spreadsheet
Budgets Are Sexy | Where Personal Finance Nerds are Cool
"A personal finance blog that won't put you to sleep." - Benjamin Franklin
Free Budget Templates
Challenge Everything!
Net Worth
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Millionaire Club
60+ Side Hustles
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Rockstar Finance
WELCOME TO MY MONEY BLOG! If you like talking about saving, early retirement, getting out of debt, hustling, and my personal favorite - growing your net worth (I share mine here monthly), you will probably like this site. If you think money is lame, you probably won't. XOXO, J. Money
Get my posts emailed to you: HOOK ME UP!
Use This Chart to Save $1,000 This Year!
March 27, 2017
If someone asked you to save $1,000 right now, could you do it? How would it make you feel? What would you cut back on? (Or would you need to go out and find a new hustle??) $1,000 is a lot of money no matter what position you #8217;re in. And if someone told me to save it on the spot I #8217;d probably first sigh, and [ hellip;]
[Check out the full article]
Why I Stopped Extreme Couponing
March 24, 2017
[Happy Friday! Here #8217;s a little ditty on Mrs. Picky Pincher #8216;s love/hate relationship with extreme couponing #8211; something I #8217;m sure we #8217;ve all thought about and/or tried at some point ourselves! Let us know where you stand in the comments at the end :)] *********** I am not an extreme person. If given the choice between couch-lounging and base jumping, I will always pick my couch and [ hellip;]
[Check out the full article]
Thoughts on Owning a Lexus After 9 Months
March 22, 2017
Ever wondered what type of cars us financial bloggers drive? If so, you #8217;re in for a treat today :) My man MP from just collected data from over 20 different bloggers on what they #8217;re riding these days, and why, and was kind enough to let us debut it on Rockstar Finance yesterday. Check it out when you get a chance! The Cars of Personal [ hellip;]
[Check out the full article]
9 Things I No Longer Do With My Money
March 20, 2017
9 years ago I blogged about how people who like to #8220;split the check #8221; aren #8217;t my friends anymore. I had totally forgotten about it, but the memories flooded back when I received the following comment on it just this week :) I know it鈥檚 not entirely fair. BUT COME ON, it was only 3 bucks dude. After reading your article, it seems like you are [ hellip;]
[Check out the full article]
An Ode to Debt
March 17, 2017
[Sup y #8217;all! Please enjoy this fun little ditty by resident blogger Lance who likes to stop by any time he thinks we need a quick kick in the ass ;) You might remember him from our Financial Confessional Series or perhaps his beautiful classifieds around Valentine #8217;s Day. He #8217;s got no shortage of opinions!] ******* Ever have a friend or co-worker that emotionally drains you every [ hellip;]
[Check out the full article]
Financial Overheards Round III
March 15, 2017
Lots of juicy convos going on at Starbucks lately :) Thought we #8217;d do another round of financial overheards today since y #8217;all liked the last one we did! So interesting to hear random people talking about money! We #8217;ll start with these two kids: Teen #1: #8220;I want to be a millionaire #8221; Teen #2: #8220;How? #8221; Teen #1: #8220;I #8217;m going to be a business man #8221; Teen #2: #8220;What [ hellip;]
[Check out the full article]
6 Great $$$ Ideas To Steal
March 13, 2017
One of the best things about blogging is starting conversations, and then watching all your smarty pants friends chime in with clever ideas of their own ;) I #8217;ve been collecting a handful of them over the months, and thought today was as good a day as any to share them around so that you guys can steal them too. Hope they help! Idea #1: No [ hellip;]
[Check out the full article]
My Accidental Side Hustle: Making Frozen Meals!
March 10, 2017
[Got another one for our Side Hustle Series today! This one comes to you from Dan and his wife of who stumbled across a great opportunity by putting themselves out there and really just being *nice*. Two magical ingredients that can take you pretty far in life :) Hope this inspires other food lovers and cooks out there!] My wife and I make 5 [ hellip;]
[Check out the full article]
Are You #8220;Retirement Free? #8221; Check Out This Calculator!
March 8, 2017
Guys!!! You know how we #8217;re always wanting more money no matter how much we already have? Or how we #8217;re always getting impatient with ourselves, even though we know we #8217;re doing okay and it just takes a gazillion years to get to financial freedom? Well, I just stumbled across this BRILLIANT idea by Chris at and it #8217;s totally helping me to *appreciate* my money more.聽 [ hellip;]
[Check out the full article]
Net Worth Update: $631,547.73 (+$20,777.48)
March 6, 2017
[This is part of our monthly Net Worth Series where I share our real life # #8217;s with the world. Seeing this was GAME CHANGING for me over 9 years ago when I stumbled across financial blogs, so hopefully it helps you out too!]] Hey hey! Welcome to our 110th net worth update in a row #8211; the longest streak of anything in my life :) [ hellip;]
[Check out the full article]
Financial Confessional: #8220;We Used to Blow Our Money on Motorcycles #038; Airplanes #8221;
March 3, 2017
[Welcome to another Financial Confessional! This time Amnesty stops by from to share how drastically different her old life of buying toys compares to her recently found freedom. While I doubt all of us have bought planes or home music studios, I #8217;m pretty sure we can all relate at some level ;) A good thing to think about as we head into the weekend!] [ hellip;]
[Check out the full article]
A Beautiful Way to Save Money on Cards?
March 1, 2017
[Me playing with my mom #8217;s copy machine at 4 years old!] Remember over the summer when I vowed to go through one box a week until our basement was decluttered? Well, I lasted a solid 2+ months but eventually life took hold and I #8217;m now averaging about a box every month. But hey #8211; I #8217;m still at it! And this month I #8217;ve decided to put [ hellip;]
[Check out the full article]
Will New Financial App, Clarity Money, Kill
February 27, 2017
What #8217;s up money lovers! Got a new financial app to share with ya today for anyone still looking for that holy grail of fintech help ;) It #8217;s called Clarity Money, and my boy who #8217;s on their core team over there literally told me it will become #8220;the app that kills Mint #8221; haha #8230; Pretty bold for only being a month old! But hey #8211; I guess [ hellip;]
[Check out the full article]
Sharing My (Early) Retirement Plans With My Dad!
February 24, 2017
[Heyo! Got another killer guest post lined up for y #8217;all today, this time from long-time reader JW who now has a blog of his own over at The Green Swan.聽 He just had one of those amazing conversations about life and money with his father, and thought we #8217;d might enjoy hearing how it all went down. I think he guessed right #8211; check it out [ hellip;]
[Check out the full article]
larr; Older Posts

liServices I Love/Use Myself - For banking: USAA
- For insurance: USAA
- For investing: Vanguard
- For investing automatically: Acorns
- For saving money automatically: Digit
- For getting your money *back*: Paribus
- For cheap cell plans: Republic Wireless
- For budgeting: You Need A Budget (YNAB)
- For tracking money/worth: Personal Capital
- My favorite books on personal finance!
- All other products I love: List
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Disclaimer I, J. Money, only claim the thoughts from my head. I am not a banker, CPA, money manager or anything else of that sort. Please seek a professional for any "real" advice. More info: privacy disclosure page

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