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Title: Altra Federal Credit Union | Local Credit Union
Description:Altra Federal Credit Union is nonprofit financial cooperative located in 8 States. More people than ever are eligible to join Altra. Start enjoying the benefits of membership today.
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Altra Federal Credit Union | Local Credit Union
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Personal
Earn 2.25% APY
With A+ Checking from Altra!
Enjoy high rate dividends, ATM refunds,
and a free debit card mdash;all with no minimum
balance and no monthly fees!
Learn about A+ Checking.
Checking
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+Personal+CheckingChecking Accounts ComparisonA+ CheckingFree CheckingMy+ AccountPlatinum CheckingAltra Routing NumbersAltra Visa EMV Debit CardVisa Debit CardInstant Issue Debit CardVisa Prepaid CardsVisa Gift CardGift Card Activation+SavingsSavings AccountsMoney MarketsCertificates16-month CertificateCutting Edge 60-Month CertificateFirst Time Homebuyers'Life Happens CertificateHealth Savings Accounts+Credit CardsAltra Visa EMV Credit CardsVisa Credit CardAltra Visa SignatureCredit Card Balance TransferStudent Visa Credit CardNew and Replacement CardsCU Rewards ProgramCU Rewards MallLost / Stolen CardImportant Credit Card Contact Info+LoansLending CenterAutoAuto Loan Special85 Anniversary Loan SpecialMotorcyclesBoats and RVsHome Equity LoansRapid RefiHome Equity Line of CreditPersonal Line of CreditPersonal Choice Payment ProtectionStudent Choice Loan ProgramStudent Loan ConsolidationStudent Loan ContactsMortgage Loans+IRAIRA Special SavingsIRA CertificatesIRA Investment Solutions+MortgageAltra Mortgage LendersMortgage EventsFirst Time Homebuyers Interactive GuideHome Loan ChoicesApplication ChecklistHow to Get a LoanHome Purchase BasicsPrintable FormsMortgage RatesMortgage GlossaryMortgage Calculators+YouthYouth AccountsAltra Back to School $20 Match$5 Match CouponYouth Certificates+Business+Business StaffJason GrossklausWalt SmanskiScott NandoryTom TorkelsonDustin JonesEmily Medvecky+Business DepositsBusiness CheckingBusiness SavingsBusiness Money MarketBusiness Health Savings+Business Success StoriesAltra Business AddiecakesAltra Business Fox HollowAltra Business JavaVinoAltra Business Mainstream BoutiqueAltra Business Wash Me Car WashAltra Business The WiltroutsAltra Business BowlocityAltra Business CRWAltra Business East Texas Foot Ankle CenterAltra Business Petty's Steak CatfishAltra Business Sawyer MetalAltra Business Evoke SalonAltra Business Village GroomerAltra Business Wolff AutoAltra Business The Wheel ShopAltra Business The Flower Lily+Business ServicesCredit Card ProcessingDirect Deposit ServicesBusiness Debit CardBusiness Credit CardSelect Employee Groups (SEGs)+Business LendingSBA LendingBusiness Lines of CreditWorking CapitalTerm LoansConstruction FinancingCommercial Real EstateBusiness Loan ChecklistGlossary of TermsBusiness FormsBusiness Events+Invest InsureAltra Financial AdvisorsAltra Insurance ServicesTrustage Life InsuranceProof of Insurance+Services+Online ServicesAltra Pay - Send MoneyApple PayAndroid PaySamsung PayVirtual StrongBoxAnytime RewardsAnytime DepositMoneyDesktopLive ChatAltra Secure IDSecurity Fraud AlertsLove My Credit UnionCall 24Quicken Users+MobileMobile BankingMobile Banking SecurityMobile LendingMobile PaymentsAltra Text ClubAltra Quick Access+Other ServicesWire TransfersOverdraft Transfer ProtectionOverdraft PrivilegeProof of InsuranceCredit/Debit Card Travel AlertsDisclosuresFormsAnnual Tax FormsCalculatorsDocuSign+Online BankingOnline Banking DemoOnline Banking Start UpOnline Banking User GuideAltra Online Banking HelpBill PayeStatementsNotifications+RatesSavings Money Market RatesChecking RatesCertificate RatesAuto Truck Loan RatesMotorcycle Loan RatesBoat, RV, ATV, Snowmobile Loan RatesBusiness RatesPersonal Loan Line of Credit RatesHome Equity RatesCredit Card RatesMortgage Rates+Your Life+KidsM3 Money ClubKid AccountsAltra Jr+TeensElements of MoneyTeen AccountsBuying Your First Car+StudentsStudents Choice LoanStudent Credit CardAdvice for Graduating SeniorsReduce College Cost+On Your OwnSurviving a LayoffMoney To Do'sKnow Your Credit ScoreBuying A New CarGreenPath Financial Wellness+FamilyBack-to-School SavingsLove and Money+Building WealthMoney Management TipsGet Out of DebtPlanning Your FutureUnderstanding Compound Interest+RetirementDon鈥檛 Get Hooked by PhishingTraveling Within Budget+About Us+MembershipWhy Altra?Membership EligibilityQualifying Census TractsQualifying School Districts+Contact AltraContact UsLocations HoursAltra-Owned ATMsCO-OP Shared Branches ATMs+History MissionNCUA Board PetitionFinancials+Account OpeningOpen An AccountOpen Additional Services+In Your CommunityCommunity InvolvementEvents SeminarsContests SweepstakesPrime Times Social ClubStrong Middle Class+Our LeadersJack PeplinskiMary IsaacsTom BrockSteve KoenenKevin Strangman+NewslettersPerspectives NewslettersSavings Club NewslettersPrime Times NewslettersAltra FoundationAccessibility
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Open an Account Apply for Loan or Credit Card
Let's Celebrate!Through October...1.85% APR* on Auto Loans!
Plus there's more! Open a Home Equity Loan and receive a rate as low as 2.85% APR**Learn More about the 85th Anniversary Loan Special
Altra Members...Tell Us Your Story!We're celebrating 85 years in October. Tell us how Altra has impacted your life and you could win $85!Learn More About Tell Us Your Story!
Find Offers Near Youwith Anytime RewardsEarn Rewards Cash Back when you use your Altra Debit Card!There's no limit to what you can earn!Learn More about Anytime Rewards
EMV Chip CardsAltra's Visa Debit Cards are now all available with chip technology.Count on enhanced fraud protection every time you use your card at a chip activated terminal.Learn More About Altra Anytime Rewards
Credit CardBalance TransferRates as low as 5.9% APRFixed for Life and No Balance Transfer Fees!Learn More about Credit Card Balance Transfer
HELOCHome Equity Line of Credit1.99%*APR 鈥 6-months | 2.99%*APR 鈥 12-months
*Low or No Closing CostsAn Altra Home Equity Line of Credit is a great way to finance home improvements and education costs.Learn More About An Altra HELOC
TODAY'S RATES
VIEW ALL RATES 
30 Year Fixed Mortgage
3.500%
3.573% APR
15 Year Fixed Mortgage
2.750%
2.879% APR
HELOC
1.99%
6-MONTHS
HELOC
2.99%
12-MONTHS
A+ Checking
2.25% APY
IRA Savings
0.80% APY
60-Month Certificate
2.00% APY
Life Happens Certificate
1.25% APY
First Time Homebuyers Certificate
3.00% APY
Grow Up Youth Certificate
4.00% APY
Graduation Youth Certificate
5.00% APY
Rapid Refi
3.19% APR
10-Yr Fixed Rate Mortgage
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